It's time to prep for change, both logically and emotionally. In order to get different results than you've been getting, you need to change your approach - I think Einstein said some version of this.  Change is inevitable, but that doesn't make it easy.

You're going to prepare for some changes both through education (head) and emotion (heart). Again, to make sustainable and long lasting results - this foundational work from these first two modules is critical.

Module 2 Highlights:

• Let's get some key jargon, terms and lingo out of the way - no more excuses for not knowing about this money stuff.
• Your Money, Your Goals - and YOUR priorities.  Your goals will be based on your priorities, and you'll get clear on those values based priorities in this module.
• We will address the elephant in the room by way of contentment and fear of missing out.
• Fun-ish. You'll be creating new habits and we're going to gamify the process a bit. It's not exactly Monopoly, but it also doesn't have to be a trip to the dentist chair either.

Let's be honest, the first two modules have some heavy mental lifting. This module has less emotional weight, and more numbers prep readiness.

Think of this as is you were creating an incredible meal or dessert on a Food Network show.  You know how they have all of the ingredients out in their cute little bowls? This module - is that...for your finances.

You will have a full picture of your finances all laid out in front of you when we wrap this week and be ready to create your budget.

Module 3 Highlights:

• Get a true picture of your expenses, not just bills but discretionary spending, periodic expenses, savings goals and more figured out.
• Streamline, update, and adjust a few areas to make budgeting life easier on yourself.

The budget, is the plan that makes our takes your big financial goals and breaks them into monthly achievable milestones and gives you a plan for your money - not just an overarching plan, but a practical and tactical weekly action plan.

Module 4 Highlights:

• You'll create a personalized budget based on your needs, specific circumstances and variables.
• Planning ahead strategies for irregular income that doesn't fit a traditional pay cycle to avoid surprises and have more control over your money.
• Increasing income tactics that will cover both your short and long game, based on your goals.
• And of course, decreasing expense considerations that still keep your favorite items, but skip out on any added bills that don't serve you in this season.

This program is not just to support your money management now, but for a lifetime.

Insert supporting strategies that will make managing your money, and your goals sustainable and long lasting to build the life that you want.

Module 5 Highlights:

• Personalized emergency fund tools that will help support you when the inevitable happens.
• You'll incorporate savings strategies for both short and long term goals that also give you more 'permission to spend'.
• Tools for creating boundaries, pauses and limits to your spending categories that tend to go a little overboard at times.
• Food has its own dedicated lesson!  We all eat, and this expense category has dedicated lessons to support your spending.
• Protecting your money, your goals and your family through an educational insurance run down and protection plan.
• You'll figure out where giving back in some capacity fits into your overall planning.
• You will identify your ideal rhythm and cadence for managing your money, and find the right process for reconciling the reality versus the plan.

You need the right tools in your tool belt that fit you best to succeed in the long term.  This module delivers those to you to pick and choose from.

Module 6 Highlights:

• Get access to my favorite calculators; both simple for easy math and tracking, as well as more complex financial planning and awareness.
• You're going to want to track your progress in a variety of ways, and you'll find the right ones for your needs.
• As your money management skills grow you'll want to try on different types of budgeting tools to meet your needs best - you'll have a great variety to choose from.

This program is not a magic pill or easy button that removes challenges from your path, you will still encounter obstacles with your money management!

Flex and grace within this process are skills to be learned.

Module 7 Highlights:

• Coming away with a balanced and sustainable approach that works for you.
• Strategies to get back 'on the wagon' when your wagon takes a tumble.

You will understand the value of celebrating, reflecting, and continuing on the journey ahead.

Module 8 Highlights:

• Individualized celebration plan that fits - you guessed it, your money and your goals.
• Reflection surrounding your growth and progress with a clear before and after.
• Brand new set of goals for the next season.

Our final module will leave you proud of your progress and and planning for the future that you were called to lead.

Module 9 Highlights:

• Sharing your wins, your story and walking away with some pep in your step!
• Introduction to the next 90 days of the Friends with Budgets membership program.